A company, holding, fund, family office or partner organisation commissioning the analysis.
Product 05In development
Financial clarity.Owner security.
An in-depth examination of the financial condition of assets by an expert working with AI. The audit is centred exclusively on the interests of the owner or agreed ownership group.
A financial picture the owner can rely on
An expert working with AI will examine the current financial condition of assets, cash flows, profitability, obligations and risks to the owner. AI will accelerate the review and comparison of data, while the expert validates findings, assesses their impact and prepares recommendations. The aim is the fastest possible thorough and complete audit within the agreed scope, with a concrete change plan to strengthen the owner’s financial security.
Who this product is for
Owners and co-owner groupsHoldings and family businessesInvestors and fundsPortfolio companiesBusinesses preparing to raise capital
Owner, board, CFO, finance director or portfolio operations lead.
Finance manager, management accountant, business leaders and audit expert.
The owner and authorised co-owners or investment team who need a consolidated financial view.
Problem and typical situations
Management data may be incomplete, inconsistent across assets or insufficient for a decision. The owner needs validated discrepancies, scenarios and a plan to improve controls.
When the product becomes useful
- No single management view across the group
- Cash gaps or unexplained variance
- Business-line profitability is not supported by data
- Debt or customer concentration is growing
- The company is preparing to raise capital
Planned solution scope
01Management reporting02Cash flow03Liquidity04Debt load05Receivables and payables06Business-line profitability07Customer concentration08Key-supplier dependency09Financial data quality10Planning11Scenario analysis12Cross-asset risk13Capital-readiness
What the financial audit will cover
The assets, review period, available documents and key questions will be agreed with the owner. The analysis will consider each asset’s condition and the financial dependencies between assets.
Financial position of the assets
Assets and liabilities, equity, receivables and payables. What strengthens the owner’s financial position and what needs attention.
Cash flows and liquidity
Inflows, payments, available funds, cash shortfalls and the ability to meet obligations. Dependence on key customers, financing or other assets.
Profitability and costs
Revenue, margins, cost structure and financial results by asset and business activity. Where losses arise and whether the data supports the profitability reported to the owner.
Debt and financial obligations
Borrowings, repayment schedules, guarantees, tax and other financial obligations. Their burden on the assets and potential impact on the owner’s financial security.
Reliability of reporting
Consistency of management and financial reports with underlying records and cash movements. Gaps, discrepancies and questions to verify before the owner makes decisions.
Financial controls and hidden risks
Payment approvals, access rights, responsibilities, related-party transactions and follow-up controls. Risks of errors, losses or missed actions that may be outside the owner’s view.
From financial data to a change plan
- 01
Agree on interests and scope
Define the owner’s objectives, assets, review period, key risks, required material and report recipients.
- 02
Review data with AI
Organise reports and documents, compare figures and transactions, and identify discrepancies and questions for expert review.
- 03
Conduct the expert assessment
Validate findings, explain the current financial condition and risks to the owner, and set priorities for their situation.
- 04
Prepare the improvement plan
Set out recommendations and required changes, with sequencing, responsible people, timelines and criteria for checking results.
Data and sources
- Management and available financial reporting
- Payment, debt and obligation registers
- Plans, budgets and actuals
- Business-line, customer and supplier data
- Explanations from the finance team and owner
Planned roles and permissions
- Permissions by asset and finance role
- Separate working material and conclusions
- Source and period log
- Agreed access to consolidated data
Human or expert involvement
A finance expert will validate data quality, calculation methods, scenario assumptions and conclusions within the agreed professional scope.
What the product does not do
- Is not a statutory audit
- Does not replace tax advice
- Does not provide investment advice
- Does not guarantee future financial performance
What the owner will receive
A financial condition and risk map
A clear view of each asset, cash flows, obligations and dependencies, with evidence behind conclusions and matters requiring clarification.
Prioritised recommendations
Changes to strengthen the owner’s financial resilience and security, taking account of the current situation, the importance of each risk and available resources.
A concrete change plan
Which financial processes, controls or asset management practices need to change, in what order, and how to check implementation and results.
One guiding principle: the owner’s interests
The audit questions, risk assessments and recommendations will be determined exclusively by the interests of the owner or agreed ownership group. The expert will check the underlying data, including where it differs from team reports. This will help the owner protect what they have built, strengthen the business and direct more resources towards positive impact.
Example outcome
In-depth financial audit
- Financial risk map
- Key metrics and sources
- Detected discrepancies
- Missing-data list
- Scenarios and assumptions
- Recommendations
- Change plan
- Follow-through control
What a first pilot could look like
Pilot scope, timing and format are agreed before launch.
One asset or selected finance boundary in a group.
An agreed period, metric set and a few critical owner questions.
Available reports, registers, budgets, metric definitions and team explanations.
Owner, CFO or finance manager, data owners and an independent expert.
Data map, preliminary risks, discrepancies, scenarios and clarification list.
Metrics are reproducible, limitations are visible and recommendations support a responsible decision.
Agree full scope, expert validation and change tracking.
How usefulness can be measured
Criteria are refined with the client before the pilot.
- Completeness of agreed data
- Discrepancies explained
- Metrics with a traceable source
- Priority changes completed
- Controls passing re-review
Questions, answered
Who will conduct the financial audit?
A relevant financial expert working with AI. AI will help process and compare data quickly, while the expert validates findings and prepares the final conclusions and recommendations.
What material is needed for the audit?
The list will be agreed with the owner: financial and management reports, cash flow data, debt, obligations, significant transactions and underlying records for the agreed period.
Whose interests does the audit serve?
Exclusively those of the owner or agreed ownership group. Objectives, scope and report recipients will be agreed with them. Conclusions will be grounded in verified data, including risks the team may have missed.
Will it be clear what needs to change?
Yes. The planned result includes a financial condition and risk map, prioritised recommendations and a change plan to strengthen the owner’s security. Implementation and subsequent validation will be agreed separately.
How is this different from a statutory audit?
It is an analytical and management review within an agreed scope. Where law or a transaction requires a statutory audit, an appropriately authorised auditor performs it under the relevant standard.
Can several group assets be compared?
This can be configured where metrics have agreed definitions, periods and sources and the owner has defined access to consolidated data.
Product 05
Request a preliminary financial-audit assessment Request a preliminary financial-audit assessment
Start with a target group, limited scope and success criteria agreed before launch.